OPSFI
Financial Due Diligence
Everything worthwhile survives real scrutiny.
Our Position
Diligence is not a sideline for us. It is what we do.
We are a specialist financial due diligence practice. We bring independent scrutiny to every engagement — testing the numbers, the accounting, and the story behind them — with senior people on the work from the first call to the final sign-off.
And we keep doing the thing our reports support. We perform financial due diligence constantly, from the buyer and lender side, on live deals — so we know precisely what an investment committee and a credit committee look for, where deals come apart, and which line items deserve more time than they are usually given. We work for the party deploying the capital, and only that party. That independence is the entire point of the report, and we protect it.
Our Capabilities
What We Deliver
Institutional Grade
Our Approach
How We Work
We are an AI-native team. We use extensive tooling to read large data sets, reconcile detail and surface anomalies a manual review can miss — then every analysis is run and reviewed by senior practitioners, with judgment and sign-off applied at each step. The tooling widens what we examine. The conclusions are ours.
Scope & Timeline
We agree scope, deliverables and timeline directly with you — the investor or lender — so the work answers the questions your decision actually turns on.
Kickoff with Management
A structured kickoff call with the company's management sets expectations and frames a focused information request. No fishing expeditions.
Deep Analysis & Q&A
We do the work — earnings, debt, working capital, revenue and cash — with a disciplined, managed Q&A loop back to management to resolve every open item.
Draft Report
We share a draft for review: management for factual accuracy, you for the points worth digging into further — before anything is finalised.
Final Report
You receive the final FDD report — findings, risks and recommendations, written to be read by a decision-maker and defended in committee.
Who We Serve
Built For
Cashflow loans · Bridging finance · Refinances · Acquisition finance · Pre-lend reviews · Covenant & debt-capacity reviews
Private Equity
Buy-side financial due diligence and Quality of Earnings for funds acquiring or investing in private companies, across all deal sizes.
Private Credit & Lenders
Independent pre-lend diligence, cash flow and debt-capacity analysis for private credit vehicles, banks and direct lenders.
Family Offices
Considered, independent diligence for direct investments and co-investments, sized to the mandate and the risk on the table.
Acquisition Finance
Diligence on a target's earnings and the combined entity's capacity to carry new debt, for lenders backing an acquisition.
Growth & Investment Rounds
Earnings, cash and forecast challenge for capital going into scaling businesses, written for investors underwriting the next stage.
Cross-Border
Diligence across multiple jurisdictions, with senior teams based in the United States, United Kingdom and South Africa.
Get Started
Know what you're funding before you fund it.
Whether you are investing, lending, or refinancing, talk to us before you commit. We will tell you what we would want to know if it were our own money.
Discuss an Engagement →